How Not to Buy a Used Car

As you search the Internet for car buying tips and information on which pre-owned cars are the best to buy for your budget, you no doubt have found more "how to" articles than "how not to" pieces. Buying a car, whether new or used, is a serious commitment of money and trust in the dealership you choose. It is not a decision to make lightly, therefore as you shop around it's important to remember things you should not do, before you realize you have made a mistake that is difficult to undo.

How do you not buy a used car? The simple answer seems just that - do not go out and make a purchase. You need a car to get to and from work and school, however, so for many it's a necessity that cannot be avoided. As you browse lots, know what not to do.

1) Don't buy the first car you test drive. You may have an idea of the model car you want - a wagon, a sedan, a truck. There are different brands that offer similar options, and as you browse you should test as many potential vehicles as possible. You may like how the first car you test handles, as well as gas mileage and warranty, but don't feel as though you are obliged to buy just because you drove it, and because the salesman is persuasive. Play the field - you can always go back to that first car if you liked it all along.

2) Don't go into negotiations without completely knowing your finances. Sticker prices on cars can confuse you, especially if this is your first time buying a car. When you have made your decision, you want to be sure you know everything that is coming with the car or truck - features, warranties, and so forth. It is important to know what your final, official monthly payment on the car will be, so you can afford it.

3) Don't buy a car without consulting other drivers. If you are in a relationship, you definitely want to make this decision with your spouse or partner. The car you choose needs to be something everybody in the family likes, lest it become a point of contention for a long time.

4) Don't rule out leasing. Leasing a car is an acquired taste - some people prefer it to buying because it gives them the freedom to upgrade in a shorter time, while other drivers prefer to have their car outright. If you find you are still unable to narrow down your choices, consider a short-term lease on a contender to get a feel for the car.

The more you know about buying a used car, the easier it will be to negotiate with the dealership.


Kathryn Lively is a freelance writer specializing in articles on Norfolk used cars and Virginia Beach cars.

How to Buy a Car While in Debt

One of the most frustrating experiences a person in financial straits must deal with is the necessity to spend more money when it's required. If you have had problems paying the bills lately, the last thing you want to do is add another one to a mounting pile. The need for a new car is perhaps one of the most important purchases you'll make regardless of your financial situation. A car gets you to work, gets the kids to school and the errands completed. Unless you live in an urban area with excellent mass transit, you'll need a car to get through the day.

So how can you buy one when you are in debt?

It's important, first and foremost, to assess the exact nature of your financial health. If you are behind on a few bills, it's much different than if you have had to file for bankruptcy. It is probably a good idea to consult with a financial professional to determine the available budget for a car. You likely won't be able to buy that BMW you have dreamed of owning, but what you get should have four wheels and a good enough engine to get you places.

Here are a few things to consider as you look for the economy car that fulfills life's necessities.

1) Consider buying used. Look for the best pre-owned car lots and dealers in your area and see what is available in your price range. Sometimes used car dealerships will have models with available warranties, which can come in handy in the event of an emergency. Or else, there are online and paper ads listing numerous "for sale by owner" options. You may not always find a stellar vehicle here - maybe many "as is" models for sale - so it's a good idea to search thoughtfully and for a long time.

2) Research financing options. If you go with a used dealer, you may be able to finance payments through the dealership. This likely means you will work through their bank, unless you can do otherwise, and agree to their terms. If you find the terms are reasonable this could work for you.

3) Hit up friends and relatives for assistance. That is, if you know somebody with a car they are thinking of selling, see if you can strike a good deal with somebody you trust.

Even if you are behind on bills and expenses, it is still possible to purchase a car to help alleviate your financial burdens. The car gets you to work to make money, so look for one capable of the task.


Kathryn Lively is a freelance writer specializing in articles on Norfolk used cars and Virginia Beach cars.